{
  "record": {
    "id": 2256,
    "county": "Passaic",
    "town": "PATERSON CITY",
    "address": "",
    "recording_date": "05/15/2006",
    "instrument_type": "MORTGAGE",
    "document_id": "2006043468",
    "mortgagor": "PHH MORTGAGE CORP",
    "owner_name": "PHH MORTGAGE CORP",
    "lender": "LAZARUS MARC L",
    "servicer": "",
    "assignee": "",
    "nominee": "",
    "nominee_for": "LAZARUS MARC L",
    "mers_min": "100020007108389722",
    "primary_party": "PHH MORTGAGE CORP",
    "related_parties": [
      "Adjustable Rate Note",
      "Adjustable Rate Rider",
      "Adjustable Rate Rider Condominium",
      "All Miscellaneous Proceeds",
      "Although Lender",
      "Applicable Law",
      "Assigns Bound",
      "Balloon Rider Planned Unit",
      "Being Lot",
      "Beneficial Interest",
      "Borrower Miscellaneous Proceeds",
      "Borrower Not Released",
      "Change Date",
      "Change Dates The",
      "Changes Before",
      "Changes My",
      "Changes The Note Holder",
      "Current Index",
      "Deer Lake Drive East",
      "Delaware Lender",
      "Derrrom Avenue",
      "Derrrom Avenue South",
      "Development Rider",
      "Draft Page",
      "East Suite",
      "Effective Date",
      "Electronic Funds Transfer",
      "Environmental Cleanup",
      "Environmental Condition",
      "Environmental Law",
      "Escrow Item",
      "Escrow Items",
      "Fair Foreclosure Act",
      "Family Rider",
      "Fannie Mae",
      "Farmer Hobson",
      "Federal Emergency Management Agency",
      "Fifteenth Avenue",
      "File Number",
      "Forbearance By Lender Not",
      "Fourth Ward",
      "Freddie Mac",
      "Frederick Roughgarden",
      "Frederick Rouhgarden",
      "Governing Law",
      "Hazardous Substance",
      "Hazardous Substances",
      "Homeowners Protection Act",
      "If Applicable Law",
      "If Borrower"
    ],
    "risk_score": 194,
    "triggers": "entity_hit|no_assumption|balloon_rider|heir_signal|fee_pyramiding|notarization_defect|tila_respa_signal|lis_pendens_signal|predatory_lending|bankruptcy_signal|consent_order_signal|mers_min|mers_min_checkdigit_fail|heir_plus_no_assumption",
    "ocr_text": "[page 1]\nReturn To:  \nMerrill Lynch Credit Corporation  \nFrederick Roughgarden, Esq.  \n350 Lafayette Avenue  \nHawthorne, NJ 07506  \n4  \n\nPrepared By:  \nStella Jones, Merrill Lynch  \nCredit Corporation  \n4802 Deer Lake Drive East  \nJacksonville, FL 32246  \n\n004EPO  \n\nMORTGAGE  \nMIN 1000200071083897228  \n\nKAREN BROWN  \nCLERK  \nPASSAIC COUNTY  \nNew Jersey  \n\nINSTRUMENT NUMBER  \n2006043468  \n\nRECORDED ON  \nMay 15, 2006  \n10:24:52 AM  \n\nBOOK:M7574  \nPAGE:280  \nTotal Pages 20  \n\nNJ PRESERVATION  \nACCOUNT  \nRECORDING FEES -  \n$120.00  \n$220.00  \nTOTAL  \nRECORDER OF DEEDS  \n\nDEFINITIONS  \nWords used in multiple sections of this document are defined below and other words are defined in  \nSections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are  \nalso provided in Section 16.  \n\n(A) \"Security Instrument\" means this document, which is dated April 6, 2006  \ntogether with all Riders to this document.  \n\n(B) \"Borrower\" is Marc Lazarus, A MARRIED MAN  \n\nBorrower is the mortgagor under this Security Instrument.  \n\n(C) \"MERS\" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is  \norganized and existing under the laws of Delaware, and has an  \naddress and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.  \n\nNEW JERSEY - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS  \nForm 3031 1/01  \n\nPage 1 of 15  \nInitials:  \n\nVMP MORTGAGE FORMS - (800)521-7291\n\n[page 2]\n(D) \"Lender\" is Merrill Lynch Credit Corporation  \nLender is a Corporation  \norganized and existing under the laws of Delaware  \nLender's address is 4802 Deer Lake Drive East Jacksonville, FL 32246  \n\n(E) \"Note\" means the promissory note signed by Borrower and dated April 6, 2006  \nThe Note states that Borrower owes Lender Four Hundred Thousand Dollars and Zero Cents  \n(U.S. $400,000.00  \n) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1st, 2036  \n\n(F) \"Property\" means the property that is described below under the heading \"Transfer of Rights in the Property.\"  \n\n(G) \"Loan\" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest.  \n\n(H) \"Riders\" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]:  \nX Adjustable Rate Rider  \nCondominium Rider  \nSecond Home Rider  \nBalloon Rider  \nPlanned Unit Development Rider  \n1-4 Family Rider  \nVA Rider  \nOther(s) [specify]  \n\n(I) \"Applicable Law\" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.  \n\n(J) \"Community Association Dues, Fees, and Assessments\" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.  \n\n(K) \"Electronic Funds Transfer\" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.  \n\n(L) \"Escrow Items\" means those items that are described in Section 3.  \n\n(M) \"Miscellaneous Proceeds\" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.  \n\n(N) \"Mortgage Insurance\" means insurance protecting Lender against the nonpayment of, or default on, the Loan.  \n\n(O) \"Periodic Payment\" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument.  \n\n(P) \"RESPA\" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, \"RESPA\" refers to all requirements and restrictions that are imposed in regard to a \"federally related mortgage loan\" even if the Loan does not qualify as a \"federally related mortgage loan\" under RESPA.  \n\nForm 3031 1/01  \nPage 2 of 15  \nInitials:  \nLMP -6A(NJ) (0005).01\n\n[page 3]\n11:24AM FROM-passaiic valley title services.inc 19737792186 T-082 P.003/007 F-597\nTICOR TITLE INSURANCE COMPANY\nTITLE INSURANCE COMMITMENT\nFile Number: P33568\nSCHEDULE A\nLEGAL DESCRIPTION\nAll that tract or parcel of land and premises, situated, lying and being in the City of Paterson,\nCounty of Passaic State of New Jersey and being more particularly described as follows:\nBEING known and designated as Lots 14 & 16 in Block 4 as shown on a certain map entitled: \"Map\nof Property of Geo. Denton and Farmer Hobson in the Fourth Ward, City of Paterson, Passaic\nCounty, N.J.\", which map was filed in the Passaic County Clerk/Register's Office on November 6,\n1868 as Map No. 112.\nBeing further described as follows:\nBEGINNING at a point in the westerly line of Derrrom Avenue distant 125.00 feet northerly along the\nsame from the northerly line of Fifteenth Avenue; and running thence\n(1) North 67 degrees 30 minutes 00 seconds West 125.00 feet; thence\n(2) North 22 degrees 30 minutes 00 seconds East 50.00 feet; thence\n(3) South 67 degrees 30 minutes 00 seconds East 125.00 feet to the westerly line of Derrrom Avenue;\nthence\n(4) Along the same, South 22 degrees 30 minutes 00 seconds West 50.00 feet to the point and place of\nBEGINNING.\nBeing also more particularly described in accordance with a survey prepared by BERNARD W.\nCRISCENZO dated March 10, 2006 as follows:\nBeginning at a point in the westerly line of Derrrom Avenue (formerly Derrrom Avenue), said point\nbeing distant 125.00 feet, northerly, along the same, from the point formed by the intersection of the\nwesterly line of Derrrom Avenue with the northerly line of Fifteenth Avenue (formerly New Jersey\nAvenue), and running thence:\n(1) North 67 degrees 30 minutes 00 seconds West 125.00 feet to a point; thence\n(2) North 22 degrees 30 minutes 00 seconds East 50.00 feet to a point; thence\n(3) South 67 degrees 30 minutes 00 seconds East 125.00 feet to a point in the westerly line of Derrrom\nAvenue; thence\n(4) Along the westerly line of Derrrom Avenue South 22 degrees 30 minutes 00 seconds West 50.00\nfeet to the point and place of beginning herein described.\nNOTE: Being Lot(s) 12, Block L1377, Tax Map of the City of Paterson, County of Passaic.\nNOTE: Lot and Block shown for informational purposes only.\nIssued by:\nPassaic Valley Title Service, Inc.\n1037 Route 46 East Suite C106 Clifton, NJ 07013\nTelephone: 973-773-3535 Fax: 973-773-2186\n1 of 1 Legal Description\nCOPYRIGHTED\nP.4\nMar 14 2006 1:31PM Frederick Rouhgarden, Es 973-423-2324\n\n[page 4]\n(Q) \"Successor in Interest of Borrower\" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument.  \nTRANSFER OF RIGHTS IN THE PROPERTY  \nThis Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower\u2019s covenants and agreements under this Security Instrument and the Note. For these purposes, Borrower does hereby mortgage, grant and convey to MERS (solely as nominee for Lender and Lender\u2019s successors and assigns) and to the successors and assigns of MERS the following described property located in the COUNTY PASSAIC : [Type of Recording Jurisdiction] [Name of Recording Jurisdiction]  \nBeing more particularly described by a legal description attached hereto and made a part thereof. Being the same premises conveyed to the mortgagors herein by deed being recorded simultaneously herewith; this being a purchase money mortgage given to secure the purchase price of the above described premises.  \nProperty Account Number: 230 DERROM AVENUE PATERSON [City], New Jersey 07504 [Zip Code] (\"Property Address\"):  \nTOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the \"Property.\" Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender\u2019s successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, releasing and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument.  \nBORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.  \nTHIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property.  \nPage 3 of 15  \nForm 3031 1/01\n\n[page 5]\nUNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to 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Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to Lender and this Security Instrument is returned to L\n\n[page 6]\ndue for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase \"covenant and agreement\" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such\n\n[page 7]\nDraft Page 6 of 15 Form 3031 1/01  \n\nlien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4.  \n\nLender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan.  \n\n5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term \"extended coverage,\" and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower.  \n\nIf Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment.  \n\nAll insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee.  \n\nIn the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with  \n\nInitials:  \nLMP-6A(NJ) (0005).01\n\n[page 8]\ntheexcess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable  Form 3031 1/01 Page 7 of 15 Initials: M 6A(NJ) (0005).01\n\n[page 9]\nattorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower shall not be a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed \"captive reinsurance.\" Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. Page 8 of 15 Form 3031 1/01\n\n[page 10]\n(b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination.  \n\n11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender.  \n\nIf the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2.  \n\nIn the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower.  \n\nIn the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower.  \n\nIn the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due.  \n\nIf the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. \"Opposing Party\" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds.  \n\nBorrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender.  \n\nAll Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2.  \n\nPage 9 of 15  \nForm 3031 1/01\n\n[page 11]\n12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co-signs this Security Instrument but does not execute the Note (a \"co-signer\"): (a) is co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. Page 10 of 15 Initials: Form 3031 1/01\n\n[page 12]\n16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word \"may\" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, \"Interest in the Property\" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the \"Loan Servicer\") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the 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the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and address of the Servicer, Borrower will be given written notice of the change which will state the name and\n\n[page 13]\nnewLoan Servicer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) \"Hazardous Substances\" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) \"Environmental Law\" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) \"Environmental Cleanup\" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an \"Environmental Condition\" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. Page 12 of 15 Form 3031 1/01\n\n[page 14]\nNON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:  \n22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property; (e) the Borrower's right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and foreclosure; and (f) any other disclosure required under the Fair Foreclosure Act, codified at Section 2A:50-53 et seq. of the New Jersey Statutes, or other Applicable Law. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, attorneys' fees and costs of title evidence permitted by Rules of Court.  \n23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall cancel this Security Instrument. Borrower shall pay any recording costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law.  \n24. No Claim of Credit for Taxes. Borrower will not make deduction from or claim credit on the principal or interest secured by this Security Instrument by reason of any governmental taxes, assessments or charges. Borrower will not claim any deduction from the taxable value of the Property by reason of this Security Instrument.  \nPage 13 of 15  \nForm 3031 1/01  \nLEND -6A(NJ) (0005).01  \nInitials:  \nNOT CERTIFIED\n\n[page 15]\nBY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it.  \nSigned, sealed and delivered in the presence of:  \nMarc L Lazarus  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  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\n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)  \n(Seal)  \n-Borrower  \n(Seal)\n\n[page 16]\nSTATE OF NEW JERSEY, PASSAIC County ss: On this 06th day of April, 2006 , before me, the subscriber, personally appearedMarc L Lazarus who, I am satisfied, is/are the person(s) named in and who executed the within instrument, and thereupon acknowledged that he/she/they signed, sealed and delivered the same as his/her/their act and deed, for the purposes therein expressed. Notary Public FREDERICK ROUGHGARDEN, ESQ. ATTORNEY AT LAW STATE OF NEW JERSEY Page 15 of 15 Form 3031 1/01 Initials: _______ VMP-6A(NJ) (0005).02\n\n[page 17]\nFIXED/ADJUSTABLE RATE RIDER  \n(LIBOR Index - Rate Caps)  \n\nTHIS FIXED/ADJUSTABLE RATE RIDER is made this 06th day of April, 2006 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the \"Security Instrument\") of the same date given by the undersigned (\"Borrower\") to secure Borrower's Fixed/Adjustable Rate Note (the \"Note\") to Merrill Lynch Credit Corporation (\"Lender\") of the same date and covering the property described in the Security Instrument and located at:  \n\n230 DERROM AVENUE, PATERSON, NJ 07504  \n[Property Address]  \n\nTHE NOTE PROVIDES FOR A CHANGE IN THE BORROWER'S FIXED INTEREST RATE TO AN ADJUSTABLE INTEREST RATE. THE NOTE LIMITS THE AMOUNT BORROWER'S ADJUSTABLE INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE BORROWER MUST PAY.  \n\nADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows:  \n\nA. ADJUSTABLE RATE AND MONTHLY PAYMENT CHANGES  \nThe Note provides for an initial fixed interest rate of 6.125%. The Note also provides for change in the initial fixed rate to an adjustable interest rate, as follows:  \n\n4. ADJUSTABLE INTEREST RATE AND MONTHLY PAYMENT CHANGES  \n\n(A) Change Dates  \nThe initial fixed interest rate I will pay will change to an adjustable interest rate on the first day of May 2016 and the adjustable interest rate I will pay may change on that day every 6th month thereafter. The date on which my initial fixed interest rate changes to an adjustable interest rate, and each date on which my adjustable interest rate could change is called a \"Change Date.\"  \n\nFixed to Adjustable Rate Rider  \n0653151 (112601).01  \n(page 1 of 4)\n\n[page 18]\n(B) The Index  \nBeginning with the first Change Date, my adjustable interest rate will be based on an Index. The \"Index\" is the average of interbank offered rates for 6 month U.S. dollar-denominated deposits in the London market (\"LIBOR\"), as published in The Wall Street Journal. The most recent Index figure available as of the first business day of the month immediately preceding the month in which the Change Date occurs is called the \"Current Index.\"  \n\nIf the Index is no longer available, the Note Holder will choose a new index that is based upon comparable information. The Note Holder will give me notice of this choice.  \n\n(C) Calculation of Changes  \nBefore each Change Date, the Note Holder will calculate my new interest rate by adding Two percentage point(s) (2.0000%) to the Current Index. The Note Holder will then round the result of this addition to the nearest one-eighth of one percentage point (0.125%). Subject to the limits stated in Section 4(D) below, this rounded amount will be my new interest rate until the next Change Date.  \n\nThe Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid Principal that I am expected to owe at the Change Date in full on the Maturity Date at my new interest rate in substantially equal payments. The result of this calculation will be the new amount of my monthly payment.  \n\n(D) Limits on Interest Rate Changes  \nThe interest rate I am required to pay at the first Change Date will not be greater than 11.125% or less than 2.000%. Thereafter, my adjustable interest rate will never be increased or decreased on any single Change Date by more than one percentage point (1.000%) from the rate of interest I have been paying for the preceding six months. My interest rate will never be greater than 11.125%, which is called the \"Maximum Rate.\"  \n\n(E) Effective Date of Changes  \nMy new interest rate will become effective on each Change Date. I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Change Date until the amount of my monthly payment changes again.  \n\n(F) Notice of Changes  \nThe Note Holder will deliver or mail to me a notice of any change in my initial fixed interest rate to an adjustable interest rate and of any changes in my adjustable interest rate before the effective date of any change. The notice will include the amount of my monthly payment, any information required by law to be given me, and also the title and telephone number of a person who will answer any question I may have regarding the notice.  \n\nB. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER.  \n1. Until Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above, Uniform Covenant 18 of the Security Instrument shall read as follows:  \n\nFixed to Adjustable Rate Rider  \n0653151 (021302).02  \n(page 2 of 4)\n\n[page 19]\nTransfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, \"Interest in the Property\" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 2. When Borrower's initial fixed interest rate changes to an adjustable interest rate under the terms stated in Section A above, Uniform Covenant 18 of the Security Instrument described in Section B1 above shall then cease to be in effect, and the provisions of Uniform Covenant 18 of the Security Instrument shall be amended to read as follows: Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, \"Interest in the Property\" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. Lender may also require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. Fixed to Adjustable Rate Rider 0653151 (112601).03 (page 3 of 4)\n\n[page 20]\nBY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Fixed/Adjustable Rate Rider.  \nMarc L Lazarus  \n(Seal)  \n-Borrower  \n\n(Seal)  \n-Borrower  \n\n(Seal)  \n-Borrower  \n\n(Seal)  \n-Borrower  \n\n(Seal)  \n-Borrower  \n\n[Sign Original Only]  \nFixed to Adjustable Rate Rider  \n0653151 (091201).04  \n\n(page 4 of 4)  \nNOT CERTIFIED COPY  \nEND OF DOCUMENT",
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